About us

Payment Rails is a cloud technology platform that enables businesses to send payments to any individual or company anywhere in the world, in any currency, and to all major payment methods. We do this through our powerful payout API, which gives businesses access to our massive global banking and payments network.

Our mission is to simplify cross-border payouts for online marketplaces, share economy, on-demand and crowdsourcing platforms, ad networks, affiliate platforms, app stores, crowdfunding platforms, and growing businesses with international payout needs.


Payment Rails was founded in 2015 by a team of passionate financial technology and payments geeks that get up every day and go to work to fix a problem that nearly all businesses experience: sending international payments. Hassle free and without all the hidden fees.

We believe that through innovation and technology (and heaps of hard work) we can build a great payouts experience that businesses can offer to their users - a much better way of doing it at a fair and transparent price.


Payment Rails is a proudly Canadian business with offices in Toronto and Montréal.

Canada has been ranked by the World Economic Forum as having the world's most soundest banking system for the past 8 years.

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